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October 4, 2022
Agency

Welcome to Our New Website

Our dedicated staff of insurance professionals are here to assist you in securing a life insurance policy to protect you and your loved ones for years to come. With a vast knowledge of our many carriers, we are equipped to shop for the best policy to suit your needs. Our job is to help you […]
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March 27, 2023
V Financial Insurance Group

Why Are My Home and Auto Rates Increasing?

Illinois drivers and homeowners may notice rising insurance rates—even without a history of claims or moving violations. Traditionally, one of the most significant factors affecting your auto and home insurance rates is your driving and claims history. However, numerous factors outside our control can trigger premium increases across the country. Hard Market Causes Premium Increases […]
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November 30, 2023
V Financial Insurance Group

What Are Common Restaurant Business Risks?

Owning a restaurant can be exciting and fulfilling; however, the restaurant industry is notorious for its challenges and uncertainties, making it vital for owners to protect their businesses from potential risks. From intense competition to food safety concerns, restaurants face many threats that could jeopardize their success. How Can Insurance Help Restaurants Manage Common Risks? […]
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January 26, 2024
V Financial Insurance Group

Working With an Independent Agent to Get the Best Insurance Rate

In the complex world of insurance, navigating the myriad options to find the best coverage at an affordable rate can be daunting. Fortunately, independent insurance agents are a valuable ally in this process. These professionals serve as intermediaries between you and the insurance marketplace, offering expertise and personalized service to help you secure the best […]
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February 13, 2024
V Financial Insurance Group

Am I Insured If I Drive Someone Else’s Car? 

Illinois law mandates that all motor vehicles operated or parked on Illinois roadways be insured. The minimum auto insurance coverage required includes the following: Bodily injury liability may help cover costs associated with injuries or death that you or another driver cause while driving your car. Property damage liability may help cover damage that you […]
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March 26, 2024
V Financial Insurance Group

Do I Need Workers’ Compensation Coverage? 

Workers’ compensation is essential for any business and extends financial security to employers and employees should workplace injuries or illnesses occur. However, many individuals, specifically small business owners or independent contractors, may question whether they truly need this type of coverage. What is it? Workers’ compensation offers employees who sustain injuries or become ill while […]
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